Paul A. Gagné

I have been in the insurance business for over twenty years. In the past several years, I have focused on bringing an “added value” strategy to my business owner clients. I have formed alliances with other experts in their fields and together we bring the team approach to helping business owners manage their risk. Using various strategies, we are able to offer our corporate clients ideas in the following services.

• Buy / Sell funding
• Partnership insurance
• Estate planning
• Charitable giving
• Tax Shelter of Corporate Assets
• Disability Carve Out
• Executive Disability Insurance
• Critical Illness Insurance for the Executive
• Key Person packages

I have also formed an association with one of the largest Employee Benefits brokers in the province, Groupe Censeo. Together we can offer employers guidance in Group Insurance, Group RRSPs and Group Pension. We have been able to help our corporate clients manage and reduce expenses. Our services include;

• Analyses of the plan design
• Benefits analyses
• Market analyses
• Recommendation
• Implementation of the plan
• Quarterly, Semi or Annual review

Our Approach

First we like to meet with our potential clients and gather all the relevant information, and come up with an outline of a plan. Then working with various partners we will come up with a recommendation and a plan of action. Our goal is to manage risk so that our clients can manage the business.